As a business owner, it makes sense to use a credit to ease your cash flow. It’s even better if you can earn rewards as part of your efforts to improve your company’s ability to do business.
One of the credit cards that offers business rewards is the Capital One Spark Cash Business Credit Card. This card is designed to provide business owners with what they need to successfully run their ventures.
Features of the Spark Cash Business Credit Card from Capital One
Most business owners are interested in the rewards. Spark Cash offers 2% back on every purchase for your business. This can be a big help for many business owners. You can put your regular business purchases on the card, as well as utility payments and other payments.
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Not only does this free up some of your capital for business costs like payroll, but it also means you get some cash back.
If possible, the best scenario is to pay of the entire balance each month so that you don’t get stuck with interest payments. However, if you can’t, having a business credit card makes the payments manageable until your cash flow improves.
On top of the 2% cash back, you also have the opportunity to earn up to $150 in bonuses. The Spark Cash Business Credit Card doesn’t limit the cash back you can earn, and you don’t have to worry about cash rewards expiring.
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Other features of the Spark Cash card from Capital One include:
- End of the Year Summary: This is an itemized report that includes all of your spending for the year. This is a great help when it comes to tax time. You can also use the information to your benefit for budget planning.
- Employee Credit Cards: You can get free employee cards, and you control the spending on these cards. You can set individual limits for employees with the cards, as well as see what they have been spending on.
- Fraud Liability Protection: If someone uses your account fraudulently, you won’t be held responsible for the unauthorized charges.
- 24/7 Customer Service: Get help whenever you need it.
Overall, the Spark Cash card from Capital One is a decent business card with a competitive cash back rewards program. If you are looking for a business credit card to help you smooth your operations, and get free money in the bargain, this card isn’t a bad choice.
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